The Right Order

Real Estate is a major investment or purchase.  Your experience will go better if each step is tackled in the proper order.  Knowing this sequence helps buyers understand what to expect.

Gather Financials

One of the first steps is to get your financial information together. Your finances  determine what you can afford.  It also provides documentation for a lender to offer the best loan package for your situation.

Find a Buyer Agent

The most important step is to select a Buyer's Agent.  Many people do not realize the advantage of having a Professional personally guide you through the entire process, often at no additional cost to you, so make your choice early.

Get Pre-Approved

Pre-approval by a lender improves your ability to shop because you are confident in the loan range you can obtain. 

It's also an advantage as it shows a seller you can follow through on your offer. Your Azure Buyer's Agent is familiar with local lenders and can help.

Your Agent goes to Work

Working within your criteria and price range, it is time to start actually locating the best property for your needs. Your Azure Buyer's Agent will search then suggest a variety of properties for your consideration and follow up on property that you find interesting.

View Properties

Your Azure Buyer's Agent will make appointments for you to view properties that meet your criteria.  Preview appointments by the Realtor only are available.  These may weed out undesireable properties to save you time.  Technology also facilitates electronic viewings if you are outside of the area.

Determine Value

You have located a property or two that you wish to purchase.  Your Azure Buyer's Agent will prepare reports for you of the recent sale prices of similar properties nearby and provide information about the area.  This information combined with the properties you have viewed will assist you in determining the dollar amount you include in your offer

A Real Estate Contract

Now is when your Azure Buyer's Agent helps the most. As your personal advocate in the negotiations between Seller and Buyer, you are assured that your personal interests are protected. The fiduciary duty of a Buyer's Agent is to the Buyer alone. We never recommend purchasing a property using an agent of the listing company, whose duty is to the Seller.

Repair & Inspection Addendum

After both Buyer and Seller sign a real estate contract, there is often an inspection and a report lisitng things needing attention beyond normal wear and tear. Your Azure Buyer's Agent drafts your repair requests in an addendum.   Negotiations often occur.

Insurance & Title

Your contract wtih a closing date has been finalized between both Buyer and Seller. Your Azure Buyer's Agent will check closing costs with multiple title companies, and will help keep the closing on track by working with the lender and the title companies to make sure they have all required information.

Prepare to Move

The time that it takes the lender and title companies to do their work is the time for you to make all your moving preparations.  From arranging for property insurance, utility connections & packing/moving, this is a busy time for a buyer.  Your Azure Buyer's Agent can assist you with helpful contacts.

Final Inspection

It is almost the date when you will sign the paperwork to finalize your loan and property purchase, called Closing.  Your Azure Buyer's Agent will arrange for a final Walk-Thru to verify repairs have been completed and the property hasn't suffered other damage since the offer was made.

It all looks good!

The final inspection was to your satisfaction.  The lender has sent their instructions. The title company has scheduled your closing. Azure's Broker will review the HUD to verify it matches the contract. Your Azure Buyer's Agent will review the title company's figures to ensure they charge the same closing costs quoted. 

Closing

Your Azure Buyer's Agent is still working for you.  Agents often attend Closings to help with any questions you may have. Your Azure Buyer's Agent will have made arrangements with the seller's agent to obtain the keys to your new property. 

Goal Accomplished

It's such a great feeling to accomplish significant goals.  Your Azure Buyer's Agent will be excited to have helped you find the solution to your specific real estate needs. If you are happy with the service please let others know.  We depend on good reviews. Thank you!